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This site is only intended for clients and interested investors residing in states and countries in which AFS is qualified to conduct investment advisory services.

AFS may only transact business in those states or countries in which it is registered or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, AFS’ website is limited to the dissemination of general information pertaining to its investment advisory services.

Please contact Jeff Augustine to find out if we may conduct advisory business in the state or country where you reside. Accordingly, AFS does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, through this website. Any subsequent, direct communication with a prospective client shall be conducted by an AFS representative who is either registered or qualifies for an exemption or exclusion from registration in the state or country where the prospective client resides.

At certain places on our website we offer direct access or 'links' to other internet websites. These sites contain information that has been created, published, maintained or otherwise posted by institutions or organizations independent of AFS. AFS does not endorse, approve, certify or control these websites and does not assume responsibility for the accuracy, completeness or timeliness of the information located there. Visitors to these websites should not use or rely on the information contained therein until consulting with an independent finance professional. AFS does not necessarily endorse or recommend any commercial product or service described at these websites.

The information provided here is not intended to be, and should not be construed as investment, legal or tax advice. Any opinions expressed are current only as of the time made and are subject to change without notice. Nothing on this website should be interpreted to state or imply that past results will be indicative of future results. AFS does not warrant, either expressly or implied, the accuracy, timeliness or completeness of the information posted on this website or any linked web site.

All investments entail different types of risk, and there can be no assurance that any specific investment will be profitable or appropriate for a client's or prospective client's investment portfolio. No client or prospective client should assume that any information on this website replaces personalized individual advice from the advisor.